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	<title>Newport Beach Homes - Harbor Realty</title>
	<link>http://harborrealtyusa.com/blog</link>
	<description>Learn about real estate in Newport Beach, Corona del Mar, Newport Coast, &#38; surrounding communities.</description>
	<lastBuildDate>Thu, 11 Jun 2009 22:07:43 +0000</lastBuildDate>
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		<title>Now is the time to buy Newport Beach Homes!</title>
		<description><![CDATA[Doom sayers have been telling us for years that the Newport Beach real estate market was about to top out. And anyone who has been in the market to buy or sell Newport Beach homes in the last year or so can attest to this fact. Financial analysts warned us for years that as we [...]]]></description>
		<link>http://harborrealtyusa.com/blog/2009/06/11/now-is-the-time-to-buy-newport-beach-homes/</link>
			</item>
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		<title>Which is better: Lower rate or fewer points?</title>
		<description><![CDATA[This is a complicated question to answer, because depending upon individual situations, it can be either. Paying points simply means making a lump sum payment up front, which will significantly lower the interest rate on your fixed rate mortgage in Newport Beach. Typically each point will cost 1% of the entire amount of the mortgage. [...]]]></description>
		<link>http://harborrealtyusa.com/blog/2009/06/02/which-is-better-lower-rate-or-fewer-points/</link>
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		<title>Pre-Qualification &amp; Curbing Spending Habits</title>
		<description><![CDATA[If you are considering a move the Newport Beach area, you are probably also considering your mortgage options. Choosing the right mortgage can be a complicated process at times. However, with the help of a professional Newport Beach Realtor and mortgage broker you&#8217;ll be able to determine the home loan most suitable to your needs. [...]]]></description>
		<link>http://harborrealtyusa.com/blog/2009/05/21/pre-qualification-curbing-spending-habits/</link>
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		<title>Should you Make a Down Payment?</title>
		<description><![CDATA[In the recent past, mortgage companies were extremely flexible. While it has always been preferred that the borrower provide a fair percentage of the Newport Beach property value as a down payment it was not always a requirement. However, with the economy and credit crunch very real in our lives today Orange County Mortgage Brokers [...]]]></description>
		<link>http://harborrealtyusa.com/blog/2009/05/11/should-you-make-a-down-payment/</link>
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		<title>Types of Mortgages &#8211; Newport Beach Homes</title>
		<description><![CDATA[Choosing the right mortgage for Newport Beach homes is as important as choosing the property itself. An incorrect decision can see you paying far more that you would otherwise need too, or taking on a considerably larger responsibility than is necessary. Below is outlined the major types of home loans in Newport Beach to help [...]]]></description>
		<link>http://harborrealtyusa.com/blog/2009/04/28/types-of-mortgages-newport-beach-homes/</link>
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		<title>Closing Escrow on Your New Orange County Home</title>
		<description><![CDATA[The final part of any property sale is the completion or closing; this is often a confusing process for the buyer and seller alike. If you have employed the services of a professional Newport Beach Realtor, they will remove much of the headache and make the entire completion process as painless as possible. Closing is [...]]]></description>
		<link>http://harborrealtyusa.com/blog/2009/04/07/closing-escrow-on-your-new-orange-county-home/</link>
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		<title>Things that can cause escrow to fall through and how to avoid them</title>
		<description><![CDATA[Escrow is a service that is designed to protect both parties in a transaction. Funding is placed with an impartial party and held ready for the actual contract completion. Unfortunately, escrow can fall through for a variety of reasons. The main reason escrow will fail is due to the purchaser not being able to acquire [...]]]></description>
		<link>http://harborrealtyusa.com/blog/2009/03/13/things-that-can-cause-escrow-to-fall-through-and-how-to-avoid-them/</link>
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		<title>Selling Your Newport Beach Home – Part 5</title>
		<description><![CDATA[A few weeks ago we talked about property inspections. Is a property inspection really necessary? As a seller, no. But any informed buyer will require an inspection of your Newport Beach home. If you were buying a used car, would you look at it from across the lot and decide you liked the color, then [...]]]></description>
		<link>http://harborrealtyusa.com/blog/2009/02/25/selling-your-newport-beach-home-%e2%80%93-part-5/</link>
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		<title>Selling Your Newport Beach Home – Part 4</title>
		<description><![CDATA[If you are selling your Newport Beach property, then you can expect that potential purchasers will want to undertake a variety of inspections and checks, to ensure that everything is ok and there are no problems with your home before they purchase. In many ways you are a spectator, as the inspection will be arranged [...]]]></description>
		<link>http://harborrealtyusa.com/blog/2009/02/10/selling-your-newport-beach-home-%e2%80%93-part-4/</link>
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		<title>Sell Your Newport Beach Home – Part 3</title>
		<description><![CDATA[One of the most confusing aspects of selling a property in the Newport Beach area is dealing with offers and counter offers and then finally accepting a successful offer. If you use a Newport Beach Realtor to help you with your property sale much of the headache involved will be removed. However, you will still [...]]]></description>
		<link>http://harborrealtyusa.com/blog/2009/01/24/sell-your-newport-beach-home-%e2%80%93-part-3/</link>
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